Project Description
Like all Russian banks, MNB currently has limited access to the international debt markets, in particular to medium and long-term funding. This is a major impediment to growth. Likewise, and partly as a consequence, Russian corporates have only limited access to long-term capital, which many of these companies need for making much needed capital investments to upgrade machinery and production facilities, or to invest in new projects and facilities.
MNB has a strong track record including weathering the 1998 Russian crisis and has been able to return to operating profitability. It has refocused its activities on the area of structured trade finance, and implemented new risk guidelines and controls. MNB has been able to attract only limited term funding to finance its current level of business.
The provision by IFC of a five-year loan will significantly enhance MNB’s capital structure, and will increase MNB’s chances of re-gaining its pre-crisis investment-grade rating.