While all Performance Standards are applicable to this investment, IFCs environmental and social due diligence indicates that the investment will have impacts which must be managed in a manner consistent with the following Performance Standards. If IFCs investment proceeds, IFC will periodically review the the project’s ongoing compliance with the Performance Standards

PS 1 – Assessment and Management of Environmental and Social Risks and Impacts
PS 2 - Labor and working conditions
PS 3 - Resource Efficiency and Pollution Prevention
PS 4 – Community Health, Safety and Security
If IFC’s investment proceeds, IFC will periodically review the the project’s ongoing compliance with the Performance Standards
While all Performance Standards are applicable to this investment, IFC’s environmental and social due diligence indicates that the investment will have impacts which must be managed in a manner consistent with the above Performance Standards:

The Group’s facilities are located in the vicinity of urban areas and industrial zones, therefore, no issues have been identified in relation with PS5, 6, PS7 or PS8, namely land acquisition and involuntary resettlement, biodiversity conservation and sustainable natural resource management, indigenous people and cultural heritage. The lands have been acquired from the owners through willing-buyer and willing-seller transaction in the past. In case future expansion projects involve land acquisition, Atlantic Group will have systems in place to assess and to address potential impacts in accordance with PS5 requirements.
Atlantic Group and its subsidiaries will incorporate all IFC Performance Standards on Social and Environmental Sustainability into their policies and management systems. Also, they will accordingly evaluate new greenfield and/or project expansion investments to ensure operation in full compliance with IFC’s Performance Standards requirements.

This investment has limited potential adverse environmental and social impacts, and those that do exist are site-specific and can be resolved through the effective implementation of the action items in the attached E&S Action Plan (ESAP), which integrate IFC’s Performance Standards (PS) requirements and good international industry practices as defined in World Bank Group (WBG)’s general and applicable sector-specific (Food and Beverage Processing, Pharmaceuticals and Biotechnology Manufacturing) Environmental, Health and Safety (EHS) Guidelines. This corporate-level investment is therefore a Category B project according to IFC’s Policy on Environmental and Social Sustainability.

IFC's appraisal considered the environmental and social management planning process and documentation for the project and gaps, if any, between these and IFCs requirements. Where necessary, corrective measures, intended to close these gaps within a reasonable period of time, are summarized in the paragraphs that follow and (if applicable) in an agreed Environmental and Social Action Plan (ESAP). Through the implementation of these measures, the project is expected to be designed and operated in accordance with Performance Standards objectives. Key environmental and social risks include: 1) Quality, Environmental and Occupational Health and Safety Management systems and procedures, including Food Safety programs; 2) Management of E&S Risks of Supply Chain, especially labor specific issues; 3) Occupational Health and Safety (OHS) risks for direct employees and contractors/third parties; 4) Air emissions and waste water; 5) Energy and water efficiency; 6) Life, fire and traffic safety; and, 7) Labor practices.

The information about how these potential impacts will be addressed is summarized in the following sections of this Environmental and Social Review Summary (ESRS) and in the attached ESAP agreed upon with the Company.

PS1: Assessment and Management of Environmental and Social Risks and Impacts. Atlantic Group is one of the largest regional food industries with well known brands, such as Argeta, Barcaffe, Cedevita, Grand Kafa, Najlepše želje, Smoki, etc. It is the European producer of sports food with the Multipower brand, the largest regional producer of food supplements with Dietpharm brand, a producer of personal care products as well as the leading distributor of consumer goods in South-Eastern Europe. Atlantic Group is the owner of the private chain of pharmacies under the brand Farmacia. Atlantic Group’s quality management system motto is “Naturally Different Naturally Excellent”.

The Group has 17 production sites located in Slovenia, Croatia, Bosnia-Herzegovina, Serbia, Macedonia and Germany, and currently employs 4,333 staff. As part of its ongoing restructuring aimed at managing its business segments and distribution markets more efficiently, it is currently reorganizing itself along six strategic business units (SBUs) comprising: (i) coffee; (ii) beverages, (iii) savory spreads; (iv) confectionary and snacks; (v) sports and functional foods; and (vi) pharmaceutical and personal care. Atlantic Group has corporate and plant level quality, environmental and OHS policies and procedures. Nevertheless the Group will implement a more systematic and consistent Environmental and Occupational Health and Safety Management system in line with internationally recognized standards (e.g. ISO14001) and PS1 as per the attached Environmental and Social Action Plan (ESAP).

Management Systems and Assessment: Atlantic Group has operational licenses and environmental permits for all its existing facilities from the relevant country regulatory authorities. Following a third party audit process which was requested by DEG and EBRD, Atlantic Group has also adopted specific E&S action plans for some of its facilities (Droga Kolinska). Land permits completion for Soko Stark, Belgrade, requirements for further waste water treatment for Argeta, Bosnia and Soko Stark, Belgrade as mentioned under PS3, Environmental and OHS Management System improvements were the main findings of the audits.

Atlantic Group has implemented a well established integrated quality management system at both corporate and plant level. The management system has been certified in accordance to the global standards, such as ISO 9001, ISO 14000, FSSC 22000, IFS, ISO 22 716, GMP, GLP and HACCP, depending on business and production locations. Quality systems are based on ISO2200 and ISO22002-1 requirements. In 2011, the entities mentioned below maintained the following international certificates:
- Droga Kolinska, d.d., Droga Kolinska, d.o.o.e.l., Skopje, Grand Prom, d.o.o. and Soko Štark, a.d. – ISO 9001:2008
- Grand Prom, d.o.o. and Soko Štark, a.d. – GMP and HACCP
- Droga Kolinska, d.d. – ISO 14001:2004, FSSC 22000
- Palanački kiseljak, a.d. - Integrated management system as per ISO 9001 and HACCP:2008
- Cedevita d.o.o. – ISO 9001, ISO 14001, IFS
- Neva d.o.o. – ISO 9001
- Montana d.o.o. – ISO 9001
- Multivita d.o.o. (Hemofarm) – ISO 9001
- Fidifarm d.o.o. – ISO 9001
- Atlantic Trade d.o.o. Zagreb - HACCP
- Atlantic Multipower Germany GmbH&Co.OHG – ISO 9001, IFS
- Argeta d.o.o- FSSC 22000

For Consumer health Care Strategic Business unit (Fidifarm and Neva, toothpaste, body creams, vitamins, minerals, food supplements in Croatia), in addition to good hygiene practice, good manufacturing practice, good laboratory practice, good storage practice, and maintenance of compliance with the REACH (Registration, Evaluation, Authorization and Restriction of Chemicals which is the legislative framework on chemicals of the European Union) regulation ensures a high level of human health and environmental protection when chemical substances that are used in the production of cosmetic and pharmaceutical products. The safety of a product for human health is certified by “Assessment of Safety for Human Health“, a report identifying all ingredients and assessing the safety based on toxicological data for each individual substance issued by Ministry of Health, of Republic of Croatia, Croatian national institute of public health and Faculty of food technology and biotechnology – food control center.

Food production oriented Strategic Business units: Savoury spreads; Snacks and Coffee (Argeta Meat and Fish spreads in Slovenia and Bosnia and Herzegovina, Barcaffe and Grand kafa in Slovenia and Serbia and various brands of snacks, chocolates and biscuits in Serbia) have implemented HACCP standards and were prepared for the certification on the basis of the global standard of food safety, FSSC 22000 by the end of 2012.

For the Strategic Business unit Drinks (production plant Cedevita), IFS requirements are implemented. It is planned to upgrade the quality management system in order to implement the newest version of IFS standard in 2012. The same level of IFS is also established and maintained in the Strategic Business unit Sport and functional food.

Food standards FSSC 22000 and IFS are implemented through the whole supply chain from sourcing raw materials to the stores and to the consumers.

In all central warehouses, good storage practice is implemented. In Zagreb, the main warehouse is HACCP certified. Good storage practice solutions (product traceability system and excellent storage conditions) are planned to be extended to smaller distribution centres in Serbia and Croatia. It is planned to implement HACCP principles in Bionatura distribution chain of filling and distributing water bottles.

Atlantic Group reported that the integrated environmental and OHS management system is recognised as an important element of its social responsibility and as such ISO14001 is already implemented in some production locations. Systematic approach will be established to cover all Groups’ facilities. Atlantic Group will establish and integrate an Environmental and Occupational Health and Safety (OHS) Management system in compliance with PS1, World Bank Group (WBG)’s General and applicable sector-specific (Food and Beverage Processing, Pharmaceuticals and Biotechnology Manufacturing) Environmental, Health and Safety (EHS) Guidelines. and internationally recognized standards (e.g. ISO14001) as described in the attached ESAP. Furthermore, supply chain E&S Management procedures will be integrated to the EHS management systems as described under PS2.

The Group has six audit cycles in a year with 5 different certification body but plans to have one annual audit cycle with one certification body under umbrella certification in near future.

In September 2012, a three-day Group level environmental management conference will be organised in Slovenia for the first time in order to streamline a systematic and consistent Environmental management approach at all facilities, benchmarking and sharing best practices. Environmental managers of all facilities will come together and discuss further improvements and experiences. EPI (Environmental Performance Indicators), like water use per ton production, energy consumption per ton production, etc. will be defined for each facility and reported more systematically for all facilities. Benchmarking opportunities of similar production facilities will be assessed during this environmental management conference which will be held annually going forward. The Group will integrate OHS matters, at its future conference in 2013, as per attached ESAP.


Organization: Atlantic Group has experienced Quality, Security/Safety and Environment and Human Resources Managers in its headquarters and in each of its facilities to oversee environmental, labour and working conditions (including OHS), and life and fire responsibilities. OHS is under the Security directorate’s responsibility whereas Environment is under Quality department’s responsibility. OHS staff will be trained for international OHS management systems in line with PS1 and PS2 requirements and (WBG)’s General and applicable sector-specific (Food and Beverage Processing, Pharmaceuticals and Biotechnology Manufacturing) Environmental, Health and Safety (EHS) Guidelines., as per attached ESAP.

Training: The Group has established the Atlantic Academy which facilitates professional trainings and educations, enables participation in domestic and foreign business schools, professional congresses and specializations with the assistance of domestic and foreign service providers as well as within the framework of internal trainings based on the principle “our experts for our employees”.

The Company has also established training programs to provide necessary induction and periodic trainings on EHS issues for all of their direct employees and contractors. These included, but are not limited, to the strict use of PPE (Personal Protective Equipment) and specific job trainings, etc. The Companies record and report all training activities and trainees. All employees are entitled to attend professional development courses. Through training and seminars, employees can improve their skills set by gaining professional qualification, receiving scholarships, performing internships, reading professional literature (magazines, handbooks). All new employees of all Atlantic Group subsidiaries are participants in the Group’s induction program “Start A” which includes but not limited to an overview of organizational structure, strategy and policies of the company, roles and responsibilities and general quality and environmental and social responsibility culture and policies. All employees are obliged to have this training, including on the job related OHS and environment matters, before starting their job.

Monitoring: Atlantic Group regularly monitor effluent discharge, air emissions, solid waste generation, energy and water consumption, lost time accidents, customer complaints, and suppliers’ performances, labor data for the various operations at all plants, in compliance with based country regulatory requirements at plant and corporate level. Quality, Environmental and OHS Managers are responsible to collect the data and finally report to Corporate Quality, Environmental and OHS Managers. Nevertheless, the Group will systematically and annually consolidate the E&S data collected from each site for Group level management reviews and objective setting.

Reporting: Reporting of Environmental and OHS indicators is done internally as per the requirements of the existing management system and externally to the country based regulatory agencies requiring environmental and OHS monitoring.

Atlantic Group also prepares an annual report and communicates it to the DEG. The report comprises a detailed description of activities addressing environmental and social issues (Annual Environmental and Social Monitoring Report for Corporation prepared for Deutsche Investitions und Entwicklungsgesellschaft mbH).

Human Resources Policy and Management: Each of Atlantic Group’s subsidiaries manage its human resources in accordance with corporate and country based regulations and procedures that cover all aspects, including recruitment process, job descriptions, training, working conditions, general rules governing the rights, obligations and responsibilities arising from employment, performance evaluation, non-discrimination principles, social benefits, disciplinary actions and dismissal in line with PS2 and country based labor legislation. Upon employment, each staff member is provided with their labor contracts, comprehensive handbooks related to working principles and instructions, internal rules, occupational health and safety and code of conduct.

The minimum age of employment is 18 at all facilities and the Group does not use forced labor. Part-time trainee students are employed in cooperation with their vocational high schools and working conditions are applied as per relevant country regulations.

Atlantic Group has internal regulations to define the benefits to which all employees are entitled to: right to the annual award, extra monthly salary, Christmas bonus, Easter bonus, Baby bonus. The Group also encourages sports, culture and healthy habits for the employees at both corporate and plant level. It co-finances the expense for various programmes in fitness centres; free vaccination against the flu; co-finance theatre tickets; give valuable packages on special occasions (holidays, vacations, etc), organize purchasing company products under special prices, organize team building programmes and support various types of employee gatherings throughout the year.

There is a documented system for evaluating the employee’s performance annually and implementing performance based system, which includes individual rewards. Remuneration system in Atlantic Group is guided by country’s legislative and internal acts (labour law, collective agreements, regulations, instructions).

All human resources processes at Group level are annually audited and certified by an independent Croatian certificate body (www.PoslodavacPartner.org). This certificate is awarded to organizations that fulfil the highest standards in managing people in the following fields: strategy, recruiting and selection; work, motivation and rewards; specialization and development; relationship with employees.

Atlantic Group had 4,333 employees in total as of August 2012. Average age is around 40 years, ratio of female and male employees is 50 / 50, among which 25% have college and university degrees, 49% high school degrees and 39% of the employees in managerial positions are women. For workers at all levels, Atlantic Group guarantees more than minimum wage and pays more than the average of the regional salaries for the industry.

Atlantic Group works in a way that respects all positive regulations which forbids child labour, forced or obligatory work that protects the employees’ dignity in a way that the employee is protected from mobbing or sexual harassment from their employers, superiors, associates and others with whom they may work.

Workers’ Organizations: There are several unions in Atlantic Group companies and each employee is free to join a worker organization. Approximately 50% of the workers are the members of various unions depending on the country. Collective agreement mechanism properly functions at each facility and there has been no strike in the Group’s history.

Contracted Workers: Security and logistics workforces are contracted (total number is approximately 350 out of 4,333 employees). They receive OHS and life and fire safety training periodically and Group’s HR department reported that they have same rights as direct workers.

Non-Discrimination and Equal Opportunity: The employees’ salaries and performance rewards depends on the required qualifications and complexity of their job, necessary competencies for fulfilling tasks, results, and the state of the market. It is not influenced by gender, race or any other personal characteristic. Atlantic Group’s subsidiaries pay attention to hiring from the local work force. There are no cases filed against the Group and its subsidiaries for discrimination based on gender, race, age, nationality, political or religious beliefs, physical handicaps or any other type of discrimination.

Atlantic Group is in close cooperation with both Croatian and international universities, whose students have the opportunity to do case studies and complete their work experience in one of the companies within Atlantic Group. Well-known Croatian job portal MojPosao (www.MojPosao.net) listed Atlantic Group repeatedly over years among top employers when observing opportunities for promotion, leadership position in the sector, security of employment, business image and harmonious employee relationships.

Grievance Mechanism: The Group facilities adopt an open door policy and a formal employees’ grievance mechanism exists. As reported, employees can directly communicate their concerns to superiors. Aside from internal grievance mechanism, external worker protection mechanisms are ensured by the national labor laws and union activities, where relevant.

Retrenchment: There are no current plans for retrenchment in the Atlantic Group and its subsidiaries, however if it becomes unavoidable, the Group and each of its subsidiaries will implement retrenchment plan in accordance with PS2 and, in consultation with the union representatives.

Occupational Health and Safety: For each facility, responsible for work safety and fire protection has been appointed. There are internal Regulations for Work Safety which encompass workplace risk assessment at plant level. OHS risk procedures are being mainstreamed into contractual agreements. There are records kept on work safety (no of accidents, lost days, LTIFR- Lost time injury frequency rates, accident reports, statistical data for root causes) and regular training of employees in the area of work safety and handling dangerous and explosive substances are organised. The fire protection equipment and emergency equipment are regularly controlled by authorised legal persons. The employee''s health is regularly monitored and findings are recorded. Once in every three years, the working environment conditions are checked (micro-climate, physical harms, illumination and biological harms).

Atlantic Group facilities have detailed maintenance programs for lines and equipment, such as forklifts, pressurized vessels, boilers, coffee roasters etc and the preventive/ corrective maintenance activities are regularly tracked. All chemicals and hazardous materials are labeled and stored appropriately with relevant material safety data sheets (MSDSs).

All companies of Atlantic Grupa are performing its business activities in compliance with the applicable local regulations in the area of work safety, Corporate Security Director is submitting periodic reports on the status of work safety for all plants with comprehensive set of parameters, including overview of employees, working environment tests, employees training sessions, findings of work safety inspections, work equipment maintenance, etc. Within the total workforce of 4,333, number of lost time accidents at Group level are 35 with 574 lost days in 2011 which is within industry benchmark.

OHS risks are generally associated with logistics operations, work at height, rotating machinery pieces, slippery conditions, internal transport equipment, confined spaces, noise (especially at bottling units and coffee plants), cleaning chemicals. All facilities have prepared official risk analyses concerning above mentioned risks. However, as set forth in the ESAP, safety management will be further improved, including enforcement of necessary technical, behavioral and administrative precautions.

Supply Chain:

Atlantic Group sources its coffee supplies from Brazil ( app. 25,000 tons/ year) and Colombia (238 tons/year), and cocoa (1700 tons/ year) from Ivory Coast and Ghana, peanuts from Argentina and Senegal (1600 tons/ year) and hazelnut from Croatia and Turkey via international traders, like Olam, Volcafe, Cargill, Aldebaran, etc.

According to U.S. Department of Labor’s List of Goods Produced By Child Labor or Forced Labor, 2010, cocoa from Ivory Coast and Ghana, and hazelnut from Turkey may carry child or forced labor risks. In addition, migrant labor from Southeastern and Eastern Anatolian region and neighbor countries to Black Sea Region are issues in Turkey according to FLA (Fair Labour Association) and recent newspaper articles in Turkey which indicates risks of Traffic accidents, Presence of illegal foreign workers; Lack of employment records; Compensation discrimination; Harassment; Under-age workers; and, Lack of supply chain transparency.

Child labor and impacts on biodiversity through land conversion are key social and environmental issues for cocoa production in West Africa. These issues have been widely reported in public documents from UN organizations, journalists reports, private sector, and NGO’s (for example, the International Cocoa Initiative (ICI) oversees and sustains efforts to eliminate child labor in the production of cocoa). Major cocoa buyers and the worldwide cocoa industry have increased their interest in purchasing certified cocoa products from West Africa in line with internationally accepted labor and environmental standards. Third-party certification is the most established approach to promoting and securing sustainable environmental and social farming practices while ensuring the improvement of farmer livelihoods. The expansion of cocoa certification has been hindered by the dispersion of smallholder growers over large areas, the small number of farmer associations or cooperatives with an inherent internal control system and limited monitoring at the smallholder level. Trading of cocoa in Côte d’Ivoire is done through a wide range of private traders.

Therefore, to mitigate the risks, Atlantic Group will adopt a corporate purchasing policy incorporating supply chain requirements (harmful/child labor, biodiversity related issues), will commit to increase its sourcing of sustainable raw materials over time, will assess the third party monitoring opportunities of its suppliers, as per attached ESAP.

Water Use

All facilities have metering to facilitate benchmarking of energy and water use. The Atlantic Group and its subsidiaries has executed water studies to identify options for diminishing water consumption for processing, researched water reuse and recirculation opportunities. Water used in the process is obtained from municipal sources network and, if required, treated with reverse osmoses and ultraviolet filtration systems. There are some licensed wells also in use in some of the facilities. Water uses per ton production are approximately 0.346 m3 for Grand Prom coffee production, 4.9 m³ for Soko Stark confectionary production, 6.16 m3 for Argeta Sarajevo meat spreads production, 2.6 m3 for Rogaski Vrelci water production, 2 m3 for Barcafe coffee and Argeta Isola meat spreads production in Slovenia, 4.8 m3 for Mirna baby food production, 0.2 m3 for Kofikom coffee production, 4,5 m3 for Cedevita vitamin drinks facilities. Water consumptions are within industry benchmark (ref: WBG Food Benchmark Tool and Food and Beverages Guideline).

Energy Use

Electricity Consumption:. Electricity is obtained from the city network. Electricity consumptions per ton production are approximately 224 kWh for Grand Prom coffee production, 550 kWh for Soko Stark confectionary production, 529 kWh for Argeta Sarajevo meat spreads production, 83 kWh for Rogaski Vrelci water production, 312 kWh for Barcafe coffee and Argeta Isola meat spreads production in Slovenia, 152 Kwh for Mirna baby food production, 213 kWh for Kofikom coffee production, 242 kWh for Cedevita vitamin drinks facilities. Energy consumptions are within industry benchmark except for Soko Stark Confectionary. (ref: WBG Food Benchmark Tool) Soko Stark confectionary facilities will review and recalculate it’s energy consumptions for each line and administrative building and if required, will perform a Cleaner production audit and decrease its energy consumption within industry limits, as set forth in ESAP. Going forward the Group’s all subsidiaries are committed to decrease the consumptions as part of continuous improvement philosophy.

Pollution Prevention

Air Emissions: For each visited facility, air emission values from the natural gas-boiler rooms, roasters, ovens and at all other air discharge points are measured periodically by authorised agencies. Review of the available data indicates compliance with the local regulations as well as with the WBG’s EHS Guidelines for Food and Beverage Processing.

Waste Water Management: Each facility complies with both local and WBG EHS Guideline limits of wastewater, with the exception of Soko Stark, Belgrade and Argeta Savory Spread Plants, Sarajevo, although there is pre-treatment and DAF (Dissolved Air Floatation) units. COD, BOD and TSS levels are approximately 350, 100, 300 mg/l respectively for Soko Stark and 386,136, 183 mg/l for Argeta, Sarajevo. Although, both facilities, are operative in line with the permits issued by the local authorities, they will construct further waste water treatment systems, if communal waste water treatments systems remain unavailable, in order to be in compliance with WBG limits, as per the attached ESAP.

Solid and Hazardous Waste Management: All facilities have waste segregation systems, proper temporary storage areas and established waste management and monitoring plans. Fat, as a by-product in the spread production, is reused instead of additional oil. Ground chicken bones and waste from the production of baby food are reused for the pet/animal food preparation. Hazardous wastes are stored properly and disposed by authorized companies. All Group facilities have targets to reduce waste amount. Gas cylinders are stored in a separate storage area for that purpose. The storage area for spread production residues will be enlarged considering the increasing waste amount in Argeta plant, Izola.

Baby food production plant in Mirna, Slovenia, Cedevita plant in Zagreb and Serbia plants visited are nearby new developed unplanned residential areas although the areas were defined as industrial zone originally. Atlantic Group has necessary precautions and proper equipment for fire prevention and emergency plans at each plant. Mirna baby food production plant in Slovenia will improve its fire detection and alarm systems, as per attached ESAP.

There are a number of communication channels used by Atlantic Group for both internal communication with workers and external communications with customers and local communities.

With a well developed corporate food safety management system, Atlantic Group has an active grievance mechanism for the customer complaints and regularly monitors the number and root cause of complaints, if any, under the scope of Good Manufacturing Practices and food safety system. Well established product traceability practices and product recall procedures are available in case of any need.

Security personnel: Unarmed security personnel are employed through private security contractors. Security personnel are trained in the use of force for defensive purposes.

Corporate Social responsibility activities are mainly focused on improving quality of life of the most vulnerable social categories in collaboration with civil society organizations like Food Bank, Red Cross and national free kitchens, as well as supporting cultural and social events like International Students Theater Festival and Belgrade Basketball Association in Serbia. In addition to various sports activities in all over the operating countries, Atlantic Group is also sponsor of Cedevita Basketball team and Sarajevo and Zagreb International Film Festivals. Going forward, in Rogaska, Slovenia, a micro history book of region’s natural water has been written and published by Plant Manager of Donat mineral drinking water plant on the occasion of its centenary in 2011.

Atlantic Group made steps forward in the sense of improving corporate management and was among the first to publish the Code of Corporate Governance which establishes the principal guidelines of ethical conduct and management of business subjects within the Croatian economy. In that way, Atlantic’s business strategy, business policy, key internal acts and business practice strive to contribute to transparent and efficient business operation and relationship with all relevant subjects. In addition, members of the Management Board of Atlantic Group actively participate in the functioning of legislative and professional bodies with the purpose of improving the Croatian economy.

As part of Client’s community engagement, the ESRS and the ESAP will be translated into local language and utilized to convey assessment and remedial measures to the local community. Local disclosure of the information will be in publicly accessible place and at company premises and will be published in the company website.

Atlantic Grupa d.d.
Miramarska 23, 10000, Zagreb, Croatia
Davor Oršić, Director of Treasury
+385 1 2413 943

Broad Community Support is not applicable for this project