PROJECT

Projects

Summary of Advisory Services Project Information

Project Number

610763

Primary Business Area

Financial Institutions Group

Disclosure Date

Sep 17, 2026

Country

Ghana

Region

Africa

IFC Approval Date

Jul 13, 2026

Status

Active

Estimated Total Budget

$660,000.00
(Project budget includes all project-funded activities)

Last Updated Date

Sep 17, 2026

Project Estimated Start Date

Sep 30, 2026

Project Estimated End Date

Jun 30, 2029

Project Description

Complete Farmer (CF) has built a strong digital platform (60,000+ registered farmers, 400+ field agents, integrated agronomic and monitoring tools), but its impact remains constrained by limited access to institutional financing. While a pilot with 150 ginger farmers achieved a 94% repayment rate, it remains insufficient to meet PFI risk thresholds at scale. IFC’s technical assistance will enable Complete Farmer to partner with selected PFIs in Ghana, to test the feasibility of lending to CF farmers before scale-up through strengthening partnerships between CF and financial institutions through workshops, communications, and capacity building, with the goal of advancing financial inclusion, smallholder farmer empowerment, and national agricultural priorities. The technical assistance will strengthen Complete Farmer's operations, including its member farmer associations and agrifinance lending models, such as the credit scoring and risk management frameworks. The design builds on previous IFC engagements (projects #608250, #608907) and collaborations with Ecobank, incorporating experience from Ghana’s climate finance project (#609848) to inform loan product design and targeted interventions.

Development Results

E&S Risks / Impacts and Mitigation